Impactos do endividamento financeiro e seus reflexos na saúde psicológica e convivência nas famílias de baixa renda.

Abstract

Financial sharing has become a recurring phenomenon in contemporary society, especially among low-income families, producing impacts that go beyond the economic sphere and affect psychological and relational dimensions. This article addresses the objective analysis of the negative impacts of financial sharing and its reflections on psychological health and family life. A qualitative, exploratory, and descriptive approach was used, through a literature review and the application of a questionnaire developed on the Google Forms platform, with 40 respondents. The results indicate that sharing is strongly associated with increased anxiety, stress, disturbances, and family conflicts, directly affecting family harmony and the emotional well-being of its members. It is concluded that financial education and family dialogue are fundamental strategies to reduce financial dependence and promote mental health in contexts of socioeconomic vulnerability.